The answer is straightly YES!
We have so many responsibilities in life, put it humbly, they are to make a living for ourselves and make a living for our family. And it’s not just making a living, we - as a human being - always want to make a better living. A better living for ourselves, a better living for our family, and at the end of the day, a better living to our society.
We want to live better than our parents were. We went higher school, work harder, providing shelter to our family, and enjoy more living. We want our children to have better life in the future, better than what ours now. We want our children get higher education than ours, we want our children to take school overseas, we want our children to be more successful and happier than us in their future living. This brings many duties and responsibilities to everyone’s shoulders, which means one’s living must be managed and organized well in order to successfully sail the living.
Money, or being adequately equipped with money is essentially important for everyone to successfully accomplish duties and responsibility in life, sailing the living, and ultimately living a happily successful life. Being organized with little money secure your future better than having abundant of money un-organized, and we’ve seen so many examples on both situations. Whatever little or abundant money you have, it has to be organized and planned to support you achieving better living.
There’s No excuse not to plan your money, nor your life.
I don’t have huge amount of money to be managed.
- Financial planning is for everyone. When you have money earned, you have money to spend. You have something to plan. It does not depend on how much money you have, because it’s not only about saving and investing. It’s more about how to reach your dreams – your financial goals, how to keep your financial condition healthy, and how to maintain the lifestyle you have right now.
START PLANNING WITH US
- It’s never too late to take control of your financials. Whether you’re 25 or 70, you have financial worries, needs and goals. Yet, the sooner you start doing your financial planning, the more options you have. If you feel fine with your current condition without planning your finance, imagine how far you can go and what you can achieve with financial planning.
START PLANNING WITH US
- Many people think that singles don’t really need financial planning as they only take care of themselves. But indeed, in the absence of immediate support to rely on, singles have to prepare their finance comprehensively for their own needs. Many singles are spenders as they don’t feel the urgency of investing much for their children. And many just don’t know what to do with the money they earned if not to spend it for themselves. Don’t get trapped in these circumstances. Whether you are single or not, planning always brings huge impact for your life.
START PLANNING WITH US
- So is to everyone. Many people don’t like to talk about their money. Cikaldana adheres to the highest fiduciary standards. We respect you and we value your money matters. We always keep the confidentiality of our clients. What we care is to help you with your finance, not to give judgment to any circumstances you are in.
START PLANNING WITH US
- Just like your body, if there is something not working really well with parts of your body and you get ill, you may need to fix your behaviors. That goes the same way with your finance. Our advice is tailored to every client condition. In the end, it’s all coming back to you and your financial goals. What we do is to help you achieve what you want to achieve in life. However, be sure you understand and are ready to fulfill your role in the planning process, because the planning process works best when we trust each other and enjoy working together.
START PLANNING WITH US




