EARLY RETIREMENT ?

How so many of us want to have an early retirement? Do you mean it as you're no longer working after certain age? Are you sure you really want it? Well, most of us, working at corporations, private companies or government institutions typically have a certain age limit (e.g. 55-years old) to be working with the company, ruled by either company policy or state regulation.

Albeit, when you reach that age limit, it doesn't necessarily mean you stop working. Most of us need to refresh our definition of being in retirement. Being in retirement is not the same as not working any longer. Being in retirement can be defined as being nobody is depending on you no more, for example when all your children have gone independent. At this point in time, you may want to enjoy more of life to yourself (and your spouse).

Enjoying life is no way being inactive. People, including us, need to stay active to stay alive. You need to stay active being in retirement time. Being active can mean anything from taking vacations every quarter, taking voluntary works, establishing a business or even to working again for your passion.

What you must be aware of is that being active will cost and a sum of fund will be needed. When you want an early retirement, for sure your retirement time is longer and will cost more. Definitely you want to be financially independent, being in retirement.

PLANNING FOR RETIREMENT

Retirement fund planning is a documented plan addressing the preparations of such fund, to cover your (and your spouse's) cost being in retirement time.

One end-goal benefit of having a solid retirement fund planning is that you will have greater chance of being able to enjoy life more in your retirement time, financially independent.

So what is the advantage of having a retirement fund planning? Planning your retirement gives you vision on how your retirement will be, it gives you actions to achieve that vision. It prepares you psychologically and financially to welcome (or initiate) being in a retirement period.

Cikaldana can help you develop a solid retirement fund planning for you. Our expertise in financial planning and investment will help you set your vision in your retirement period, define steps of investment plan to achieve retirement fund target of your vision. Let's plan with Cikaldana.